Form CRS

Disclosure

Electronic Communication Disclosures

Content is likely to be reviewed by firm employees and regulators. All electronic communications are archived for a minimum of five years. This includes website properties, electronic mail (email), instant messages (IM) and social networking sites such as Facebook and LinkedIn. We take electronic communication security seriously. However, we cannot guarantee the confidentiality of any electronic communication transmission. Therefore, confidential information should not be sent to us through unsecured electronic means.

About mrcapco.com


Welcome to mrcapco.com

This Site is owned and operated by M&R Capital Management, Inc. To understand the terms and conditions of use for this site (“Site”), as well as our Privacy Policy, please read the following Disclosure and Legal Notices. By using this Site and the information and services available through this Site, you agree to follow and be bound by these conditions of use in effect on the date(s) the Site is accessed by you. If you do not agree to these conditions, do not use this Site. Any questions regarding this Site should be directed to: M&R Capital Management, Inc | New York, NY | T:212.584.8999 


Who is M & R Capital Management, Inc.?

M&R Capital Management, Inc is an investment adviser registered with the Securities and Exchange Commission (SEC). Registration with the SEC as an investment adviser should not be construed to imply that the SEC has approved or endorsed qualifications or the services M&R Capital offers, or that or its personnel possess a particular level of skill, expertise or training. M & R mainly provides investment advice to individual investors. All information provided herein is subject to change. M&R Capital is not affiliated with any of its custodians including: Schwab Advisor Services or Pershing Advisor Services.


Understanding Investment Risks

Risk factors are described in detail in our ADV Form Part II and Disclosure Brochures, which should be carefully reviewed prior to making a decision to invest with M & R. You may request a copy of our ADV Form Part II or Form CRS by emailing [email protected] Past Performance is No Guarantee of Future Results.


Understanding Content Related to Investment Advisory Services

This Site does not provide investment advice. It provides you with content meant only as a broad overview for discussion and educational purposes. It does advertise various investment and planning services that we provide. Content written for this site does not factor in your risk tolerance, income, age, savings, or any other specific circumstances that are needed to provide investment advice. Therefore, no investment decisions should be based on the information within this Site; as it may not be applicable to your personal investment objectives. Investment advice is only provided to investors who have signed an Investment Advisory Agreement with M&R Capital. M&R Capital cannot pass on the merit of any of the securities mentioned on this Site. No securities are being offered on this Site and no securities will be sold to individuals who engage us for investment advice through this Site.


Clients of M&R Capital

If you are a client of M&R Capital, please speak to your investment adviser before making any decision based on an electronic communication. Investment advice is only provided to investors who have signed an Investment Advisory Agreement with M&R Capital. If you are not a client of M&R Capital we cannot provide you with investment advice and no content or communications should be construed as investment advice.


Understanding the Risk of Reading Published Content

Information used in this Site has been obtained from various published and unpublished sources considered to be reliable. M&R Capital cannot guarantee the accuracy or completeness of this Site’s information and accepts no liability for any direct or consequential losses arising from its use.


Investor Resources

It is often difficult for investors to find unbiased investment information. Please see the following Sites provided by the Securities and Exchange Commission (“SEC”) and FINRA two of the most important regulators of the investment industry. You may research the regulatory record of M & R Capital and its investment adviser representatives at: Investment Adviser Public Disclosure Search.


In the Media

A press organization mentioning M&R Capital Management, Inc or its representatives should not be interpreted as an endorsement/recommendation of M&R Capital. These articles may be made available upon this website and are available upon request to provide you with additional information about M&R Capital. When our advisors appear on television or radio programs they may only be expressing one side of an argument and this may differ from their investment advice. No opinion expressed in a public appearance should be construed as investment advice.


Published Content and Electronic Communications from Advisors

All expressions of opinion are as of the date published and are subject to change at any time without notice. These opinions are not intended to be a guarantee of future events. Each of the advisers at M&R Capital is encouraged to have an independent outlook; therefore, they may have differing opinions. The author’s opinions, strategy, market outlook, and economic views may change at any time. References to past investment decisions by the author, with positive or negative outcomes should be considered not repeatable. Therefore, past investment decisions that are referenced should not be used to evaluate the investment performance of the author or future performance. When writing about a specific company or its stock, the author will disclose his or her investment position. The author may or may not make such a disclosure if he or she is discussing a sector or industry. Opinions should not be interpreted as investment advice and/or applicable to your personal financial needs.


Legal Notices


Use of Content

The Site and any information provided are being provided by M&R Capital only for your personal, non-commercial use and display. You may download the Information for your personal use, publish to your website and print out a hard copy for your personal reference, provided that you agree not to remove any copyright or other notices contained therein and credit M&R Capital. In addition, any content published on your website must include a link back to our Site. The content on this Site is the property of M&R Capital or its licensors and is protected by applicable copyright, patent, trademark or other intellectual property law. Except as expressly authorized herein, you may not reproduce, transmit, sell, display, distribute, publish, broadcast, circulate, modify, disseminate, or commercially exploit such Information or any of the Services provided in any manner (including electronic, print or other media now known or hereafter developed) without the written consent of M&R Capital. You also may not use any information on this Site for any unlawful purpose, and you shall comply with any request of M&R Capital or any of the third party providers to protect their respective rights in the Information and Services.

 M&R Investment Management, Inc. (“M&R”) is an investment adviser registered with the Securities and Exchange Commission (SEC). Registration with the SEC as an investment adviser should not be construed to imply that the SEC has approved or endorsed qualifications or the services M&R offers, or that or its personnel possess a particular level of skill, expertise or training.

M&R mainly provides investment advice to individual investors. All information provided herein is subject to change. Investment advice and financial planning services are provided by M&R. M&R is not affiliated with any of its custodians including:

Schwab Advisor Services or Pershing Advisor Services.